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Next Steps for Your Home After a Natural Disaster

The recent hurricanes have destroyed thousands of homes, forcing financial hardship on countless people and their families. If you are affected by one of the latest natural disasters, what should you do? Here are some tips for what to do after a natural disaster hits your home. Contact Your Insurance Representative The aftermath of a […]

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What to Do When You’ve Lost Your Job and Can’t Pay the Mortgage

Without a steady paycheck, most Americans can’t afford to keep their homes. If you’ve lost your job and worried you may be on the brink of losing your home, don’t panic. You do have options. But you need to act quickly in order to take advantage of them. First, Contact Your Lender If you’re behind […]

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Does Homeowners Insurance Cover Mold Damage?

When moisture in your home leads to unsightly mold growth, those ugly discolored spots could mean big trouble. But mold damage often isn’t covered by your homeowners insurance policy. Broadly speaking, the purpose of homeowners insurance is to protect your house and your belongings in the event of a disaster. Most kinds of disasters are […]

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10 Smart Downsizing Tips for Empty Nesters

After the kids head off to college, it doesn’t take long to realize how much extra space you have in your home. And most of that space is probably filled up with stuff. Now is the perfect time to downsize, simplify your life, and put some cash in your pocket. Free up your space with […]

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7 Surprising Reasons Why You Should Downsize Your Home

Thinking of downsizing the family home? You’re not alone. Nearly one in four Americans wants a smaller home, according to a study from the real estate website trulia.com. Today, more people are choosing to sell their bigger homes and move someplace smaller. Here’s why. Bigger Isn’t Always Better The size of the average American home […]

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8 Hidden Costs of Selling Your Home

How much does it cost to sell a house? Probably more than you expect. Selling fees can be 10 percent of the sale price of a home, according to Bankrate.com, and can sometimes go much higher. To avoid a case of home-selling sticker shock, watch out for these eight hidden costs of selling a house. […]

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Selling Your House for Retirement: 4 Questions You Should Ask

After the kids move out, you may start thinking about downsizing to a place with fewer bedrooms. All of that extra space in your home represents equity that could be converted into cash for your retirement. But before you sell your home, ask yourself these four important questions. 1. Why Do You Want to Sell […]

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Buying vs. Renting: 3 Myths That Are Costing You Money

Photo Credit Is it true that buying is always better than renting? Is it really impossible for most people to qualify for a mortgage today? Don’t fall for these common myths about buying versus renting.   Myth: Renting Means Throwing Your Money Away The old “throwing your money away” myth is frequently spouted by real […]

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3 Types of Mortgages to Finance Your Home

Photo Credit When you go shopping for a mortgage, it’s easy to get overwhelmed by all of the choices. But the basics of home loans are actually simple. There are three major types of home loans. Here’s what you need to know about them. Conventional Loans A conventional loan is not insured or guaranteed by […]

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How to Choose a Title Company

Photo Credit You’ve jumped through every hoop, signed every paper and now it’s time to close on your house.  But now you’re scratching your head about finding the right title company to help you close!  Choosing the right title company or attorney to handle your closing can mean the difference between smooth sailing or rocky […]

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